| Premier Plan Benefits | Rebate | Limit per policy period |
|
| Surgery and/or Medical Cover | Illness and/or Injury – unless limited as shown below | 85% | $9000 |
Neutering - a claim may not be lodged until the pets policy has been renewed for the second year on the same Plan. Includes pre blood tests |
85% | $120 | |
Specialist Veterinarian - illness resulting in surgery |
85% | $2500 | |
| Obstructions – foreign body | 85% | $2000 | |
| Cruciate Repair | 85% | $2000 | |
| Luxating Patella – if not inherited | 85% | $1500 | |
| Cancers - diagnostics/surgery/medical treatment | 85% | $1500 | |
| Chronic, ongoing or recurring conditions - combined limits for both medical and surgical per condition diagnosed | 85% | $700 | |
| Vaccinations and/or Annual Health check - one per policy period. Excluding kitten or puppy vaccination) | 85% | $30 for cats $35 for dogs |
|
Complementary Medicine –homeopathy, acupuncture, physiotherapy, chiropractic and hydrotherapy |
85% | $400 | |
| Imaging - CT scan, MRI scan and myelogram | 85% | $600 | |
| Dentistry - excluding descale & polish | 85% | $300 | |
| Replacement Pet (Dog) - Death by accident or illness prior to the age of 5 years |
85% 85% |
$500 $500 |
|
| Replacement Pet (Cat) - Death by accident or illness prior to the age of 5 years |
85% 85% |
$300 $300 |
|
| Funeral Expenses | 85% | $300 | |
| Advertising - For lost pets | 85% | $100 | |
| Inherited - this benefits is only available if the owner adds it at policy commencement and pays an additional annual premium | 85% | $1500 | |
| Maximum claim in any one policy period | $9900 | ||
| Premiums GST Included | Yearly | Monthly | |
| Cats – less than 7 years | $278.21 | $25.50 | |
| Cats – inherited | $ 80.00 | $ 7.35 | |
| Dogs – less than 5 years | $397.14 | $36.40 | |
| Dogs – inherited | $115.00 | $ 10.54 | |
| Dogs – select breeds | $433.63 | $ 39.75 | |
Note:
- Procedure limits apply irrespective of treatment provider.
- Surgery limits are inclusive of diagnostic and post operative treatment.
On payment of premium, the policy commences immediately for accident and after 14 days for illness, subject to the acceptance of your application.
At entry date, if a dog is aged 5 years or over, a standard excess of 15% applies to all claims. Please contact us for premiums.
Exclusions include inherited and congenital conditions. The Pet Policy has full conditions and exclusion details.
Inherited conditions are passed down through the bloodlines from parents, grandparents and possibly further back to the offspring. Hip Dysplasia is a common one.
Select Breeds, just as some dogs cost more to feed, veterinary care costs more too. If you are covering one of these select breeds, your premium will be higher: Boxer, Bulldog (English & American), Bloodhound, Bouvier des Flanders, Deerhound, Dogue de Bordeaux, Giant Schnauzer, Great Dane, Irish Wolfhound, Leonberger, All Mastiff, All Mountain Dogs (Bernese, Estrela, Pyrenean), Newfoundland, Old English Sheepdog, Rottweiler, St Bernard and Shar-Pei.
Please Note: Cover available within New Zealand only.
Ellenco Pet Insurance Ltd
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